What's Your PVI?
Patient Value Index — Classification Assessment
Proprietary Algorithm v4.1
QUESTION 1 OF 10
FIELD 01 — DEMOGRAPHIC
Biological sex at birth
Used for actuarial baseline classification
Male
Female
Intersex / Non-binary
Prefer not to say
FIELD 02 — DEMOGRAPHIC
Age range
Actuarial tier assignment is age-weighted
18 – 29
30 – 44
45 – 59
60 – 74
75 or older
FIELD 03 — BEHAVIORAL
Physical activity level
Self-reported lifestyle index
Very activeRegular structured exercise, physically demanding lifestyle
Moderately activeExercise a few times per week
Lightly activeOccasional walks, mostly sedentary work
SedentaryLittle to no regular physical activity
FIELD 04 — ECONOMIC
Which best describes your financial situation?
Economic stability factor — weighted in resource allocation modeling
Financially comfortableSavings, assets, no meaningful debt burden
Stable, month to monthCovering expenses, limited discretionary cushion
Managing debt obligationsCarrying structured or consumer debt
Financially stretchedRegular shortfalls, assistance programs
FIELD 05 — GEOGRAPHIC
Which area type best describes where you live?
Zip-code density correlates with network access and claim frequency
Urban coreDense metro area
SuburbanMetro-adjacent residential
RuralSmall town or agricultural
Remote / FrontierSparse population, limited access
FIELD 06 — BEHAVIORAL
How often do you engage with preventive healthcare?
Compliance index — predictive of future utilization burden
RegularlyAnnual checkups, screenings, proactive follow-up
AnnuallyPrimary care visit once per year when possible
RarelyOnly when something goes wrong
NeverAvoid the system entirely
FIELD 07 — FINANCIAL EXPOSURE
Which best describes your current health coverage?
Network participation and reimbursement tier assignment
Employer-sponsoredPrivate group plan through an employer
Individually purchasedPrivate plan, self-enrolled
Government programMedicare, Medicaid, or equivalent
UninsuredNo current coverage
FIELD 08 — ECONOMIC
Current employment status
Workforce participation correlates with longitudinal cost modeling
Employed full-timeSalaried or hourly, 35+ hours per week
Self-employed / contractorIndependent income, variable hours
Part-time or seasonalUnder 35 hours or intermittent employment
Unemployed or on leaveNot currently working
RetiredNo longer in the active workforce
FIELD 09 — SOCIAL DETERMINANT
Which best describes your living situation?
Household structure is used in dependency and support-burden modeling
Two-income householdPartnered, both employed
Single, no dependentsLiving alone or with non-dependents
Single parent or primary caregiverSole support provider for dependents
Multigenerational householdCaring for elderly or disabled family members
FIELD 10 — UTILIZATION HISTORY
How frequently have you used emergency or urgent care in the past two years?
Historical utilization is a primary input in cost-projection modeling
NeverNo emergency or urgent care visits
OnceOne visit, isolated incident
Two to three timesRecurring but infrequent use
Four or more timesFrequent system interaction flagged
CLASSIFICATION COMPLETE — OPTICALL NETWORK ASSESSMENT
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LOW <30
MODERATE 31–69
HIGH 70–100
SYSTEM MESSAGE — PRIORITY ALIGNMENT MODULE

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Find out what Oliver discovered about the algorithm behind this number.

This assessment is a fictional dramatization created for promotional purposes related to the thriller novel The Devil's Ledger. OptiCall and the Patient Value Index are entirely fictional. No real health, personal, or financial data is collected or stored. Results have no real-world meaning.

The Patient Value Index (PVI) displayed on this page is entirely fictional and intended for entertainment purposes only. It does not reflect real medical data and is not based on actual health records or diagnostics.

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Please do not interpret the PVI score as a real medical evaluation.